{"id":1468,"date":"2023-01-12T07:59:12","date_gmt":"2023-01-12T07:59:12","guid":{"rendered":"https:\/\/www.pro-expert.rs\/konsalting-u-osiguranju\/"},"modified":"2023-01-12T07:59:12","modified_gmt":"2023-01-12T07:59:12","slug":"biztositasi-tanacsadas","status":"publish","type":"page","link":"https:\/\/www.pro-expert.rs\/hu\/biztositasi-tanacsadas\/","title":{"rendered":"Biztos\u00edt\u00e1si tan\u00e1csad\u00e1s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1468\" class=\"elementor elementor-1468 elementor-248\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3c3159c1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3c3159c1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58a27ab8\" data-id=\"58a27ab8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b882a60 elementor-widget elementor-widget-heading\" data-id=\"2b882a60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Biztos\u00edt\u00e1si tan\u00e1csad\u00e1s<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36639068 elementor-align-center elementor-widget elementor-widget-breadcrumbs\" data-id=\"36639068\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Pro Expert Consult<\/span><\/p><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7429381f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7429381f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-167bae2e\" data-id=\"167bae2e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-486fccaa elementor-widget elementor-widget-image\" data-id=\"486fccaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https:\/\/www.pro-expert.rs\/wp-content\/uploads\/2023\/01\/business-concept-car-insurance-sell-and-buy-car-car-financing.jpg\" class=\"attachment-full size-full wp-image-1783\" alt=\"Tan\u00e1csad\u00e1s a j\u00e1rm\u0171 biztos\u00edt\u00e1s\u00e1nak kiv\u00e1laszt\u00e1s\u00e1hoz\" srcset=\"https:\/\/www.pro-expert.rs\/wp-content\/uploads\/2023\/01\/business-concept-car-insurance-sell-and-buy-car-car-financing.jpg 2000w, https:\/\/www.pro-expert.rs\/wp-content\/uploads\/2023\/01\/business-concept-car-insurance-sell-and-buy-car-car-financing-300x200.jpg 300w, https:\/\/www.pro-expert.rs\/wp-content\/uploads\/2023\/01\/business-concept-car-insurance-sell-and-buy-car-car-financing-1024x682.jpg 1024w, https:\/\/www.pro-expert.rs\/wp-content\/uploads\/2023\/01\/business-concept-car-insurance-sell-and-buy-car-car-financing-768x512.jpg 768w, https:\/\/www.pro-expert.rs\/wp-content\/uploads\/2023\/01\/business-concept-car-insurance-sell-and-buy-car-car-financing-1536x1024.jpg 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f4564 elementor-widget elementor-widget-heading\" data-id=\"b7f4564\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Biztos\u00edt\u00e1si tan\u00e1csad\u00e1s j\u00e1rm\u0171vekre \u00e9s flott\u00e1kra<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74f94ba0 elementor-widget elementor-widget-text-editor\" data-id=\"74f94ba0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nem \u00e9rt\u00e9kes\u00edt\u00fcnk k\u00f6tv\u00e9nyeket. Azt vizsg\u00e1ljuk meg, hogy val\u00f3j\u00e1ban mire k\u00f6t\u00f6tt biztos\u00edt\u00e1st, hol vannak h\u00e9zagok a fedezetben, \u00e9s hol fizet t\u00f6bbet a sz\u00fcks\u00e9gesn\u00e9l.<\/p><h2>Casco \u00e9s felel\u0151ss\u00e9gbiztos\u00edt\u00e1s, melyik mit fedez<\/h2><p>A k\u00f6telez\u0151 felel\u0151ss\u00e9gbiztos\u00edt\u00e1s azt a k\u00e1rt fedezi, amelyet \u00d6n okoz m\u00e1snak. A casco az \u00d6n saj\u00e1t j\u00e1rm\u0171v\u00e9ben keletkezett k\u00e1rt fedezi, a felel\u0151ss\u00e9gt\u0151l f\u00fcggetlen\u00fcl, a szerz\u0151d\u00e9sben v\u00e1llalt felt\u00e9telek szerint. A vit\u00e1k t\u00falnyom\u00f3 r\u00e9sze abb\u00f3l ered, hogy ezt a k\u00fcl\u00f6nbs\u00e9get csak a k\u00e1resem\u00e9ny ut\u00e1n olvassa el a szerz\u0151d\u0151.<\/p><h2>A biztos\u00edt\u00e1si \u00f6sszeg, itt vesz\u00edt a legt\u00f6bbet<\/h2><p>A d\u00edjat a biztos\u00edt\u00e1si \u00f6sszegre sz\u00e1m\u00edtj\u00e1k, \u00e9s a k\u00e1relsz\u00e1mol\u00e1s is ebb\u0151l indul ki. Ha t\u00fal magasan hat\u00e1rozz\u00e1k meg, \u00e9veken \u00e1t t\u00f6bbet fizet a kellet\u00e9n\u00e9l. Ha t\u00fal alacsonyan, nagyobb k\u00e1r eset\u00e9n kevesebbet kap, mint amennyi j\u00e1rna \u00d6nnek. Egy f\u00fcggetlen <a href=\"https:\/\/www.pro-expert.rs\/hu\/jarmuertekbecsles\/\">j\u00e1rm\u0171\u00e9rt\u00e9kbecsl\u00e9s<\/a> mindkett\u0151t megel\u0151zi.<\/p><h2>Az \u00f6nr\u00e9szesed\u00e9s \u00e9s hat\u00e1sa a d\u00edjra<\/h2><p>Az \u00f6nr\u00e9szesed\u00e9s a k\u00e1rnak az a r\u00e9sze, amelyet \u00d6n maga visel. A magasabb \u00f6nr\u00e9sz cs\u00f6kkenti a d\u00edjat, de minden k\u00e1resem\u00e9nyn\u00e9l n\u00f6veli az \u00d6n terh\u00e9t. Akkor \u00e9rdemes v\u00e1lasztani, ha ritk\u00e1n jelent k\u00e1rt, \u00e9s az \u00f6sszeget saj\u00e1t forr\u00e1sb\u00f3l ki tudja fizetni.<\/p><h2>A flotta biztos\u00edt\u00e1sa<\/h2><p>Flott\u00e1kn\u00e1l nem annyira a k\u00f6tv\u00e9nyenk\u00e9nti \u00e1r a k\u00e9rd\u00e9s, hanem a szerkezet: mely j\u00e1rm\u0171vekre kell egy\u00e1ltal\u00e1n casco, mekkora \u00f6nr\u00e9sz \u00e9sszer\u0171, \u00e9s hogyan hat a k\u00e1rt\u00f6rt\u00e9net a meghosszabb\u00edt\u00e1sra. A napi \u00fczemeltet\u00e9st a <a href=\"https:\/\/www.pro-expert.rs\/hu\/flottakezelesi-asszisztencia\/\">flottakezel\u00e9si asszisztencia<\/a> keret\u00e9ben fedj\u00fck le.<\/p><h2>Elektromos j\u00e1rm\u0171vek biztos\u00edt\u00e1sa<\/h2><p>Elektromos \u00e9s hibrid j\u00e1rm\u0171vekn\u00e9l a hajt\u00e1sakkumul\u00e1tor a legdr\u00e1g\u00e1bb egyedi alkatr\u00e9sz, \u00e9s egyben az a pont, ahol a szolg\u00e1ltat\u00f3k felt\u00e9telei a legjobban elt\u00e9rnek. Meg kell vizsg\u00e1lni, hogy az akkumul\u00e1tor teljes fedezet alatt \u00e1ll-e, hogyan kezelik az \u00f6reged\u00e9st, \u00e9s mi \u00e9rv\u00e9nyes a t\u00f6lt\u00e9s sor\u00e1n keletkez\u0151 k\u00e1rokra.<\/p><h2>Mit \u00e9rdemes \u00f6sszevetni al\u00e1\u00edr\u00e1s el\u0151tt<\/h2><ul><li>A fedezet terjedelme \u00e9s a kifejezett kiz\u00e1r\u00e1sok<\/li><li>Az \u00f6nr\u00e9szesed\u00e9s m\u00e9rt\u00e9ke \u00e9s t\u00edpusa<\/li><li>A biztos\u00edt\u00e1si \u00f6sszeg alapja, \u00e9s hogy a tartam alatt hozz\u00e1igaz\u00edtj\u00e1k-e<\/li><li>A tot\u00e1lk\u00e1r meg\u00e1llap\u00edt\u00e1s\u00e1nak felt\u00e9telei<\/li><li>Az elsz\u00e1mol\u00e1s az alkatr\u00e9szek elhaszn\u00e1l\u00f3d\u00e1s\u00e1nak levon\u00e1s\u00e1val vagy an\u00e9lk\u00fcl t\u00f6rt\u00e9nik-e<\/li><li>A bejelent\u00e9si \u00e9s a kifizet\u00e9si hat\u00e1rid\u0151k<\/li><\/ul><h2>Mit kap t\u0151l\u00fcnk<\/h2><ul><li>A megl\u00e9v\u0151 k\u00f6tv\u00e9ny elemz\u00e9se a h\u00e9zagok megjel\u00f6l\u00e9s\u00e9vel<\/li><li>Aj\u00e1nl\u00e1s a biztos\u00edt\u00e1si \u00f6sszegre a j\u00e1rm\u0171 t\u00e9nyleges \u00e9rt\u00e9ke alapj\u00e1n<\/li><li>T\u00f6bb t\u00e1rsas\u00e1g aj\u00e1nlat\u00e1nak \u00f6sszevet\u00e9se azonos fedezeti szint mellett<\/li><li>Aj\u00e1nl\u00e1s arr\u00f3l, mit \u00e9rdemes megtartani, mit m\u00f3dos\u00edtani, \u00e9s hol lehets\u00e9ges megtakar\u00edt\u00e1s<\/li><li>T\u00e1mogat\u00e1s a biztos\u00edt\u00f3val vagy az alkusszal folytatott t\u00e1rgyal\u00e1sokon<\/li><\/ul><p>Ha a biztos\u00edt\u00e1s megk\u00f6t\u00e9se ut\u00e1n k\u00e1r keletkezik, elk\u00e9sz\u00edtj\u00fck a <a href=\"https:\/\/www.pro-expert.rs\/hu\/karszakertoi-velemeny\/\">f\u00fcggetlen k\u00e1rszak\u00e9rt\u0151i v\u00e9lem\u00e9nyt<\/a> is.<\/p><h2>Hol dolgozunk<\/h2><p>A k\u00f6tv\u00e9nyek elemz\u00e9s\u00e9t, az aj\u00e1nlatok \u00f6sszevet\u00e9s\u00e9t \u00e9s a tan\u00e1csad\u00e1st helyt\u0151l f\u00fcggetlen\u00fcl v\u00e9gezz\u00fck, mert a munka nagy r\u00e9sze az iratokon t\u00f6rt\u00e9nik. Szem\u00e9lyes tal\u00e1lkoz\u00f3kat Belgr\u00e1dban \u00e9s \u00dajvid\u00e9ken tartunk, egyeztet\u00e9s ut\u00e1n t\u00e1volabb is, az eg\u00e9sz Vajdas\u00e1gban, valamint Valjevo, Smederevo, Po\u017earevac \u00e9s Ni\u0161 t\u00e9rs\u00e9g\u00e9ben.<\/p><h2>Mi hat\u00e1rozza meg a tan\u00e1csad\u00e1s \u00e1r\u00e1t<\/h2><p>Az \u00e1r a terjedelemhez igazodik, mert a megb\u00edz\u00e1sok jelent\u0151sen k\u00fcl\u00f6nb\u00f6znek. A k\u00f6vetkez\u0151k hatnak r\u00e1:<\/p><ul><li><strong>A k\u00f6tv\u00e9nyek sz\u00e1ma \u00e9s t\u00edpusa:<\/strong> egy casco k\u00f6tv\u00e9ny elemz\u00e9se \u00e9s egy v\u00e1llalat teljes biztos\u00edt\u00e1si csomagj\u00e1nak \u00e1tvizsg\u00e1l\u00e1sa nem ugyanaz.<\/li><li><strong>A flotta m\u00e9rete \u00e9s \u00f6sszet\u00e9tele:<\/strong> t\u00edz kissz\u00e1ll\u00edt\u00f3 \u00e9s egy vegyes, teherg\u00e9pkocsikat \u00e9s munkag\u00e9peket is tartalmaz\u00f3 flotta elt\u00e9r\u0151 elemz\u00e9si r\u00e1ford\u00edt\u00e1st ig\u00e9nyel.<\/li><li><strong>Egyszeri vagy folyamatos:<\/strong> a meghosszabb\u00edt\u00e1s el\u0151tti egyszeri elemz\u00e9st esetenk\u00e9nt sz\u00e1ml\u00e1zzuk, a folyamatos egy\u00fcttm\u0171k\u00f6d\u00e9st havi d\u00edjban \u00e1llapodjuk meg, \u00e9s ez \u00e1ltal\u00e1ban kedvez\u0151bb.<\/li><li><strong>A t\u00e1rgyal\u00e1sokban val\u00f3 r\u00e9szv\u00e9tel m\u00e9rt\u00e9ke:<\/strong> egy \u00edr\u00e1sos aj\u00e1nl\u00e1s \u00e9s a t\u00e1rgyal\u00e1sokon val\u00f3 akt\u00edv r\u00e9szv\u00e9tel nem ugyanakkora r\u00e1ford\u00edt\u00e1s.<\/li><li><strong>K\u00e1rt\u00f6rt\u00e9net:<\/strong> ahol sok kor\u00e1bbi k\u00e1r van, ott hosszabb az elemz\u00e9s, viszont ott a legnagyobb a megtakar\u00edt\u00e1si lehet\u0151s\u00e9g is.<\/li><\/ul><p><strong>Az \u00e1rat a munka megkezd\u00e9se el\u0151tt megkapja, \u00e9s ut\u00f3lag nem v\u00e1ltozik<\/strong>, kiv\u00e9ve, ha a terjedelem az \u00d6n el\u0151zetes hozz\u00e1j\u00e1rul\u00e1s\u00e1val m\u00f3dosul. Biztos\u00edt\u00f3t\u00e1rsas\u00e1gokt\u00f3l nem kapunk jutal\u00e9kot, teh\u00e1t az aj\u00e1nl\u00e1sunk nem f\u00fcgg att\u00f3l, melyik t\u00e1rsas\u00e1got v\u00e1lasztja.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13eaad65 elementor-widget elementor-widget-text-editor\" data-id=\"13eaad65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex flex-grow flex-col gap-3\"><div class=\"min-h-[20px] flex flex-col items-start gap-4 whitespace-pre-wrap\"><div class=\"markdown prose w-full break-words dark:prose-invert dark\"><p>Szakmai tan\u00e1csad\u00e1si szolg\u00e1ltat\u00e1sokat ny\u00fajtunk a nem \u00e9letbiztos\u00edt\u00e1sok ter\u00fclet\u00e9n. Szak\u00e9rt\u0151i csapatunk tapasztalt tan\u00e1csad\u00f3kb\u00f3l \u00e1ll, akik hossz\u00fa \u00e9vek biztos\u00edt\u00e1si gyakorlat\u00e1val rendelkeznek, \u00e1tfog\u00f3 k\u00e9pz\u00e9seken vettek r\u00e9szt, \u00e9s sz\u00e9les k\u00f6r\u0171 ismeretekkel b\u00edrnak a <strong>k\u00fcl\u00f6nb\u00f6z\u0151 biztos\u00edt\u00e1si t\u00edpusokr\u00f3l.<\/strong><\/p><p>Elemezz\u00fck az \u00fcgyfelek ig\u00e9nyeit, \u00e9s azt a biztos\u00edt\u00e1st javasoljuk, amely a legjobban megfelel az \u00d6n ig\u00e9nyeinek \u00e9s k\u00f6lts\u00e9gkeret\u00e9nek.<\/p><p>Elemezz\u00fck \u00e9s fel\u00fclvizsg\u00e1ljuk a megl\u00e9v\u0151 biztos\u00edt\u00e1sokat, hogy \u00fcgyfeleink meggy\u0151z\u0151dhessenek arr\u00f3l, hogy biztos\u00edt\u00e1saik tov\u00e1bbra is megfelelnek az aktu\u00e1lis ig\u00e9nyeiknek.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54c62fc elementor-widget elementor-widget-heading\" data-id=\"54c62fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gyakori k\u00e9rd\u00e9sek<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c8be05 elementor-widget elementor-widget-accordion\" data-id=\"7c8be05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1301\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1301\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00c9rt\u00e9kes\u00edtenek biztos\u00edt\u00e1si k\u00f6tv\u00e9nyeket?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1301\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1301\"><p>Nem. Nem \u00e9rt\u00e9kes\u00edt\u00fcnk k\u00f6tv\u00e9nyeket, \u00e9s nem vagyunk alkuszok. Elemezz\u00fck, ami \u00d6nnek van, \u00e9s javaslatot tesz\u00fcnk arra, min \u00e9rdemes v\u00e1ltoztatni. Minket \u00d6n fizet, nem a biztos\u00edt\u00f3.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1302\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1302\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Mire van sz\u00fcks\u00e9g\u00fck a megl\u00e9v\u0151 k\u00f6tv\u00e9nyem \u00e1tvizsg\u00e1l\u00e1s\u00e1hoz?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1302\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1302\"><p>A k\u00f6tv\u00e9nyre a biztos\u00edt\u00e1si felt\u00e9telekkel egy\u00fctt, a j\u00e1rm\u0171 vagy a flotta adataira, \u00e9s ha van, az elm\u00falt \u00e9vek k\u00e1rt\u00f6rt\u00e9net\u00e9re. Ezekb\u0151l meg\u00e1llap\u00edthat\u00f3, hol vannak h\u00e9zagok a fedezetben.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1303\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1303\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Mag\u00e1nszem\u00e9lyeknek is dolgoznak?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1303\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1303\"><p>Igen. Legt\u00f6bbsz\u00f6r a casco k\u00f6t\u00e9sekor alkalmazott biztos\u00edt\u00e1si \u00f6sszegr\u0151l \u00e9s t\u00f6bb t\u00e1rsas\u00e1g aj\u00e1nlat\u00e1nak \u00f6sszevet\u00e9s\u00e9r\u0151l van sz\u00f3.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1304\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1304\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">T\u00e1rgyalhatnak helyett\u00fcnk?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1304\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1304\"><p>A biztos\u00edt\u00f3val vagy az alkusszal folytatott t\u00e1rgyal\u00e1sokon szakmailag k\u00f6zrem\u0171k\u00f6dhet\u00fcnk, a szerz\u0151d\u00e9st azonban \u00d6n k\u00f6ti meg. Nem k\u00e9pviselj\u00fck \u00d6nt, \u00e9s nem k\u00f6t\u00fcnk semmit az \u00d6n nev\u00e9ben.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1305\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1305\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Mennyi ideig tart egy k\u00f6tv\u00e9ny elemz\u00e9se?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1305\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1305\"><p>Ez a k\u00f6tv\u00e9nyek sz\u00e1m\u00e1t\u00f3l \u00e9s a flotta m\u00e9ret\u00e9t\u0151l f\u00fcgg. A pontos hat\u00e1rid\u0151t az egyeztet\u00e9skor, a munka megkezd\u00e9se el\u0151tt er\u0151s\u00edtj\u00fck meg.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1306\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1306\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Mennyibe ker\u00fcl a biztos\u00edt\u00e1si tan\u00e1csad\u00e1s?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1306\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1306\"><p>Az \u00e1r a k\u00f6tv\u00e9nyek sz\u00e1m\u00e1t\u00f3l \u00e9s t\u00edpus\u00e1t\u00f3l, a flotta m\u00e9ret\u00e9t\u0151l, att\u00f3l, hogy a megb\u00edz\u00e1s egyszeri vagy folyamatos, valamint a t\u00e1rgyal\u00e1sokban val\u00f3 r\u00e9szv\u00e9tel\u00fcnk m\u00e9rt\u00e9k\u00e9t\u0151l f\u00fcgg. A folyamatos egy\u00fcttm\u0171k\u00f6d\u00e9st havi d\u00edjban \u00e1llapodjuk meg, \u00e9s ez \u00e1ltal\u00e1ban kedvez\u0151bb az egyedi elemz\u00e9sekn\u00e9l. Az \u00e1rat a munka megkezd\u00e9se el\u0151tt megkapja.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1307\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1307\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kapnak jutal\u00e9kot a biztos\u00edt\u00f3t\u00e1rsas\u00e1gokt\u00f3l?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-1307\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1307\"><p>Nem. Nem \u00e9rt\u00e9kes\u00edt\u00fcnk k\u00f6tv\u00e9nyeket, \u00e9s egyetlen biztos\u00edt\u00f3t\u00e1rsas\u00e1gt\u00f3l vagy alkuszt\u00f3l sem kapunk jutal\u00e9kot. Minket \u00d6n fizet, teh\u00e1t az aj\u00e1nl\u00e1sunk nem f\u00fcgg att\u00f3l, v\u00e9g\u00fcl melyik t\u00e1rsas\u00e1got v\u00e1lasztja.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-10caa870\" data-id=\"10caa870\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4ca20222 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4ca20222\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-16af874d\" data-id=\"16af874d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40165f42 elementor-widget elementor-widget-heading\" data-id=\"40165f42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Szolg\u00e1ltat\u00e1saink<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ae1249a elementor-widget elementor-widget-pp-advanced-menu\" data-id=\"7ae1249a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;vertical&quot;,&quot;expanded_submenu&quot;:&quot;no&quot;,&quot;show_submenu_on&quot;:&quot;hover&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;show_responsive_submenu_on&quot;:&quot;icon&quot;}\" data-widget_type=\"pp-advanced-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"pp-advanced-menu-main-wrapper pp-advanced-menu__align- pp-advanced-menu--dropdown-none pp-advanced-menu--type- pp-advanced-menu__text-align- pp-advanced-menu--toggle pp-advanced-menu--\">\n\t\t\t\t\t\t\t\t<nav id=\"pp-menu-7ae1249a\" class=\"pp-advanced-menu--main pp-advanced-menu__container pp-advanced-menu--layout-vertical pp--pointer-none\" aria-label=\"Usluge\" data-settings=\"{&quot;menu_id&quot;:&quot;7ae1249a&quot;,&quot;breakpoint&quot;:&quot;none&quot;}\"><ul id=\"menu-szolgaltatasok-hu\" class=\"pp-advanced-menu sm-vertical\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1681\"><a href=\"https:\/\/www.pro-expert.rs\/hu\/jarmuertekbecsles\/\" class=\"pp-menu-item\">J\u00e1rm\u0171\u00e9rt\u00e9kbecsl\u00e9s<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1682\"><a href=\"https:\/\/www.pro-expert.rs\/hu\/karszakertoi-velemeny\/\" class=\"pp-menu-item\">K\u00e1rszak\u00e9rt\u0151i v\u00e9lem\u00e9ny<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1683\"><a href=\"https:\/\/www.pro-expert.rs\/hu\/balesetrekonstrukcio\/\" class=\"pp-menu-item\">Balesetrekonstrukci\u00f3<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1684\"><a href=\"https:\/\/www.pro-expert.rs\/hu\/biztositasi-tanacsadas\/\" class=\"pp-menu-item\">Biztos\u00edt\u00e1si tan\u00e1csad\u00e1s<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type 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class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-61ef63c8\" data-id=\"61ef63c8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3db2ecd elementor-cta--skin-cover elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"3db2ecd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.pro-expert.rs\/wp-content\/uploads\/2023\/01\/teamwork-in-the-loft-1024x683.jpg);\" role=\"img\" 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33\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pro Expert Consult Konsalting u osiguranju Nezavisno analiziramo va\u0161e rizike, upore\u0111ujemo ponude vi\u0161e osigurava\u010da i predla\u017eemo pokri\u0107e koje odgovara va\u0161em poslovanju i potrebama. Ne prodajemo polise \u2013 mi savetujemo koju da izaberete. Vrste osiguranja koje pokrivamo\u00a0 Auto-kasko osiguranje Osiguranje od autoodgovornosti (AO) Osiguranje te\u0161ke mehanizacije i gra\u0111evinskih ma\u0161ina Lom ma\u0161ina i industrijske opreme Osiguranje robe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1468","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.pro-expert.rs\/hu\/wp-json\/wp\/v2\/pages\/1468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pro-expert.rs\/hu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.pro-expert.rs\/hu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.pro-expert.rs\/hu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pro-expert.rs\/hu\/wp-json\/wp\/v2\/comments?post=1468"}],"version-history":[{"count":0,"href":"https:\/\/www.pro-expert.rs\/hu\/wp-json\/wp\/v2\/pages\/1468\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.pro-expert.rs\/hu\/wp-json\/wp\/v2\/media?parent=1468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}